Join this exclusive program to earn higher interest on your checking account with a minimum balance of just $500.
High Yield Checking From Y-12 FCU
Requirements
Features/Benefits
Dividends
Unlimited check writing
Free CheckLink or RewardLink debit card
Earn CURewards with RewardLink debit card
Free Online and Mobile Banking
Free ATM transactions within network with CheckLink or RewardLink debit card
Free MARS (Member Audio Response System)
Free Overdraft Protection from Shares
Direct Deposit - $500 monthly minimum to earn dividends,
Must have the following to receive the higher yield on the first $50,000:
• Direct Deposit
• At least 10 debit card transactions each month
• eStatement (no paper statements)
• $500 minimum deposit
*APY is annual percentage yield. 1.90% APY is accurate as of the last dividend declaration date. If High Yield Checking Account balance is $50,000 or below, the first dividend Rate and Annual Percentage Yield listed for this account in the Rate Schedule will apply. If High Yield Checking Account balance is $50,000.01 or higher, the second Dividend Rate and Annual Percentage Yield listed for this account will apply. If qualifiers of High Yield Checking Account are not met, the dividend type will convert to a free checking and no dividends will be paid. If High Yield Checking Account balance is $50,000.01 or higher, the second Dividend Rate and Annual Percentage Yield listed for this account will apply, currently at 0.030% APY.
Making The Switch To Y-12 FCU Is Easier Than Ever
Make the Switch Today!
Switching your checking account from one financial institution to another can be a headache. Let us remove the anxiety associated with switching your account with ClickSWITCH. ClickSWITCH is an online tool that will quickly and securely move direct deposits and recurring payments to your Y-12 FCU account.
- Securely transfer recurring payments such as utilities, car payments, mortgage payments and credit card payments
- Transfer direct deposits from your employer or other source
- Notify auto-debit payees of your new account information
- Close your prior account
- Receive real-time switch confirmation
Log on to Y-12 FCU's ClickSWITCH portal. Enter the SwitchTRACK code provided by a Y-12 FCU branch representative. Ready, set, switch!
Ready to earn more from your checking account? Applying is Easy! Click the "APPLY FOR HIGH YIELD CHECKING" link above to apply instantly online or visit any of our 14 branches to apply in person.
You can also call us at (865) 482-1043 or (800) 482-1043 toll free to learn more!
Federally insured by NCUA.
EAST TENNESSEE’S REGIONAL CREDIT UNION SERVING: Knox, Anderson, Blount, Campbell, Loudon, Roane, Sevier and Union counties.BRANCH LOCATIONS: Oak Ridge, Alcoa, Cedar Bluff, Clinton, Farragut, Hardin Valley, Harriman, LaFollette, Maryville, North Knoxville, Powell and Sevierville.
Copyright © 2019 Y-12 Federal Credit Union